Privacy Policy 

The Original Mortgage Doctor™ (TOMD™) operates and may operate other websites. It is The Original Mortgage Doctor’s policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, The Original Mortgage Doctor™ (TOMD™) collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. The Original Mortgage Doctor’s purpose in collecting non-personally identifying information is to better understand how The Original Mortgage Doctor’s visitors use its website. From time to time, The Original Mortgage Doctor™ may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

The Original Mortgage Doctor™ also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on blogs/sites. The Original Mortgage Doctor™ only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to The Original Mortgage Doctor’s websites choose to interact with The Original Mortgage Doctor™ (TOMD™) in ways that require The Original Mortgage Doctor™ to gather personally-identifying information. The amount and type of information that The Original Mortgage Doctor™ gathers depends on the nature of the interaction. For example, we ask visitors who sign up at to provide a username and email address. Those who engage in transactions with The Original Mortgage Doctor™ are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, The Original Mortgage Doctor™ collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with The Original Mortgage Doctor™. The Original Mortgage Doctor™ does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

The Original Mortgage Doctor™ (TOMD™) may collect statistics about the behavior of visitors to its websites. The Original Mortgage Doctor™ may display this information publicly or provide it to others. However, The Original Mortgage Doctor™ does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

The Original Mortgage Doctor™ believes in good faith that disclosure is reasonably necessary to protect the property or rights of The Original Mortgage Doctor™ and our clients, third parties or the public at large. If you are a registered user of an The Original Mortgage Doctor™ website and have supplied your email address, The Original Mortgage Doctor™ may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with The Original Mortgage Doctor™ and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. The Original Mortgage Doctor™ takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. The Original Mortgage Doctor™ (TOMD™) uses cookies to help The Original Mortgage Doctor™ identify and track visitors, their usage of The Original Mortgage Doctor™ website, and their website access preferences. The Original Mortgage Doctor™ visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using The Original Mortgage Doctor’s websites, with the drawback that certain features of The Original Mortgage Doctor’s websites may not function properly without the aid of cookies.

Ads and Privacy Policy Changes

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by The Original Mortgage Doctor™ and does not cover the use of cookies by any advertisers.

Although most changes are likely to be minor, The Original Mortgage Doctor™ may change its Privacy Policy from time to time, and in The Original Mortgage Doctor’s sole discretion. The Original Mortgage Doctor™ encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.